This course is approved by the New Jersey Motor Vehicle Commission (NJMVC) for their "Mature Defensive Driver" course. People age 55 and older take this course to get a discount on their insurance.
The insurance company will give you a discount of up to 15% on your insurance. You must talk to your insurance agent before you take the course to know what kind of discount they would offer. Those with poor driving records may not get much of a discount, or any discount.
The insurance discount will last for 3 years, at which time you must retake the course to be eligible for the discount again.
For insurance discount, you can take it every 3 years.
For point reduction, the NJ MVC will allow you to the opportunity to take this course only every 5 years.
The NJ MVC will drop up to 2 points from your record every 365 days that you go without getting a citation. However, if you get another citation in that 365 days, they will not remove any points for that year.
So, if you have 5 points on your record, in one year you will have 2 points removed, so your total is now 3 points.
If you have 5 points on your record and you get another 2-point citation, you will have 7 points on your record, and no point reduction.
$10. This includes everything: the course, the test (unlimited chances to pass), and your certificate, which is given to you immediately with a downloadable button, at no extra cost.
6 hours. This the is mandated time for the New Jersey Mature Defensive Driver course.
We're glad you asked! If you make a mistake on your profile, then our team must go into the system and manually make another certificate for you, as we cannot change the information on a certificate once it is printed. For this, we charge $10. We had our techs add some check boxes on the profile intake form to prevent mistakes, because we would rather not have the hassle. We are pleased to report that since those checkboxes have been added, seldom is a mistake made.
1. Click the button that says Enter the Course, and you will be taken to a page to create your profile. You will be taken to a page where you will confirm your account online, and then you can begin the course.
2. Take the course at your own pace, and take the test as many times as you need to pass. Come and go as you please. There is no time limit, and you will not lose any time accrued.
3. When the test is done, you will be presented with a button that says 'Get Your Certificate'. You click on that button, save the certificate to your desktop, and email it off to your insurance agent.
You do NOT have to take the course all at once. Come and go as you please. You keep all the the time you have already spent in the course, so you lose nothing by leaving and then returning later. Also, you get unlimited chances to pass the test.
When you pass the test, your certificate available immediately through a download button that you will see.
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